Instant loan
Your remaining afford for the month shall qualify you for a loan amount of your choice with corresponding duration and deduction based on the affordability.
Get instant loanTrusted guidance for Controller & Accountant-General's Department (CAGD) workers 0257859442
OPTIMUMCONSULT LTDWe are the lifeline to your credit situationCheck your options A clearer way forward
More cash in your hands.
Less debt on your payslip.
We help Controller & Accountant-General's Department (CAGD) workers consolidate their loans, understand their options, and take home more each month.
EAKOMA
Join 2,000+ workers makingsmarter money decisions
MONTHLY STATEMENTGHS 8,420.00
Net monthly income
Option foundTailored to your payslip
Simple
. Secure
. Clear.
. Secure
. Clear.
GHS 45M+Loans reviewed
2,000+Workers supported
14Trusted bank partners
100%Confidential process
Client stories
Real results,
real people.
Parent & CAGD Worker
I was having financial difficulty in settling my children hostel fees, and I had a call from a very good friend telling me about your facility. He took my documents and started the process in about a week, I had a loan with no difficulty and stress. It is fast and reliable. Thank you.
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What we do
Your finances,
made simpler.
One conversation can change how you feel about your payslip. Our team brings clarity to the numbers and confidence to your next step.
Loan consolidation
Combine multiple repayments into one manageable plan, potentially freeing up more cash every month.
Explore this optionSalary Account switch
Get your internal loans in salary account paid off with the loans on your payslip, freeing up your affordability and increasing your net salary while changing the bank for your salary account.
Switch accountThe process
From payslip to peace of mind.
No jargon. No pressure. Just four clear steps to a better understanding of your options.
01
Share your details
Tell us a little about your income and current obligations.
02
We review
Our team studies your payslip and finds the right path.
03
See your options
We explain suitable offers clearly, without the fine print.
04
Move forward
Choose what works for you. We support your application.
Quick estimate
What could your new
take-home look like?
Optional details helps us refine your estimate
Estimated qualification
GH₵0.00
This is an estimate, not a guarantee. We'll confirm the details with you.
Get my personalised reviewOur network
Connected to the
right people.
We work with trusted financial institutions to help you explore options that fit your situation.
Consolidated BankFinancial partner
Fidelity BankFinancial partner
GCB BankFinancial partner
Stanbic BankFinancial partner
Absa BankFinancial partner
Bayport Savings and LoansFinancial partner
Izwe Savings and LoansFinancial partner
Dalex FinanceFinancial partner
TF Financial ServicesFinancial partner
Leshego Savings and LoansFinancial partner
Amansie Community BankFinancial partner
Adansi Community BankFinancial partner
National Investment BankFinancial partner
Teachers FundFinancial partner
Ready when you are
Let's find your
better number.
Start with a confidential conversation. There's no obligation and no pressure to proceed.
Prefer to speak to someone?Chat with a consultant
Questions, answered
Good decisions
start with clarity.
Our service is designed for Controller & Accountant-General's Department (CAGD) workers with a steady monthly payslip. We review each application based on income, existing obligations, and the lender criteria.